Free Tax Return Preparation
The IRS Volunteer Income Tax Assistance (VITA) and the Tax Counseling for the Elderly (TCE) Programs offer free tax help for taxpayers who qualify.
Housing & Homeownership Assistance
The South Carolina State Housing Finance and Development Authority can make mortgage assistance available to responsible South Carolina homeowners who are struggling to make their mortgage payments in order to stay in their homes during hard financial times.
South Carolina Homeownership and Employment Lending Program
South Carolina has worked in conjunction with its partners to develop a comprehensive, statewide strategy whose purpose is to help families stay in their homes or otherwise avoid preventable foreclosure.
KEY Homeownership Program
Available through the Greenville County Human Relations Commission, this program is a free counseling and education program designed to help low-to-moderate income residents become homeowners. Brochures and application forms are linked from the below website page.
Since January 2008 CommunityWorks Carolina had focused its efforts to promote affordable housing, financial wellness and community economic development to empower low-wealth families and communities. Services include matching savings for home purchase, homebuyer assistance for down payment and closing costs and financial wellness checkups.
Making Home Affordable Program
This program is part of a broad strategy to help homeowners avoid foreclosure, stabilize the country’s housing market and improve the nation’s economy. Eligible homeowners can lower their monthly mortgage payments and get into more stable loans. For those homeowners for whom ownership is no longer affordable or desirable, the program can provide a way out which avoids foreclosure. There are also options for unemployed homeowners and homeowners who own more than their homes are worth.
Fannie Mae has provided a one-stop resource for housing education and information. ForYourOptions.com is for renters, prospective homebuyer and homeowners struggling with mortgage payments.
Neighborhood Assistance Corporation of America (NACA)
NACA is a country-wide program providing comprehensive mortgage assistance to home buyers. They offer a structured process which uses homebuyer workshop, financial counseling, budget tracking, credit resolution, one-on-one counseling to qualify buyers for a mortgage.
Rights for Borrowers With Disabilities
As a homebuyer with a disability, you qualify for certain inalienable rights that can help with the mortgage process.
Home Ownership For People With Disabilities
The federal government offers additional help and assistance for people with disabilities who wish to achieve home ownership.
Programs that Can Help Home Buyers With Disabilities
People with disabilities need access to affordable and safe housing, which is why several programs exist to offer financial and technical assistance throughout the process.
Credit Critics - Mortgage & Refinance Guide for People With Disabilities
There are always things to consider for first time home buyers or people looking to refinance their home, and a disability can make the process even more complex, but that is no reason to put off your dreams.
Resources by State
Although some homeownership programs for the disabled are available nationally, each state offers additional resources for those who qualify.